Investing In Gold Jewelry Advantages And Disadvantages

In these times of economic uncertainty, many people turn to precious metals as an investment. Gold jewelry is a good option, since it serves both as an investment and as an attractive fashion accessory. But, there are also pitfalls to investing in gold jewelry.

First, let’s look at the advantages to investing in gold jewelry.

Stability
The best reason to treat gold jewelry as an investment is that its value tends to stay stable over time, and will increase during times of economic stress. In general, when the stock market is going down, commodities like gold and silver are increasing in value. This provides a “hedge” to balance your overall investment portfolio.

Convenience
If you are looking to invest a small amount, say $5,000 or less, a few pieces of gold jewelry will do about right. Since the price of gold per ounce is many times higher than silver, you can fit this amount in a safe-deposit box (or a shoe box in your basement, if you’re so inclined) rather than a full-sized safe.

Workmanship Value
Since every piece of jewelry is a work of art, the value of a piece of gold jewelry not only included the value of the metal inside, but also the artistic value of the piece. Like a painting or sculpture, a rare piece of gold jewelry can increase in value many times faster than the components it is made from.

Now, let’s look at the disadvantages:

Risk of Theft
A gold-based mutual fund or a stack of bullion in a safe-deposit box are as secure as the institutions entrusted with their care. A heavy gold necklace worn around your neck must be guarded carefully at all times.

Considering the events in the financial world in 2008 and 2009, however, it just might be safer to wear your investment around your neck then to trust it with a large investment firm!

Bulk
This would be the flip side to the convenience listed above. If you need to invest a large amount of money, say $50,000 or more, keeping gold in your jewelry box might not be the best option. This much gold jewelry would require a fair bit of maintenance and care.

Slightly Less Liquidity
Since the value of a piece of jewelry comes in part from the artistic workmanship, you may have a little more trouble getting your money out of a piece of gold jewelry than a bar of pure gold. The value of the metal content is never negotiable, but the artistic value often is. However, as noted above, the artistic value is usually a positive asset.

Jewelry Gifts Can Express Your Love Correctly

Jewelry gifts, especially the handmade jewelry gifts, are very suitable to be given for birthday, holiday, wedding, Valentine’s Day and other important dates.

Birthday Gifts always hold a special importance for each one of us. Be it a child or an adult, the attraction of celebrating one’s birthday always holds an enticing charisma for every one. Thus every one wants to find a special birthday gift for her or him. Gifts are considered to be the silent language of the love and affection you have for the person concerned. So the gifts need to be special whether it is the birthday of your father, mother, wife, boyfriend, girlfriend or your best friends. Handmade jewelry gifts will be a good choice.

Gifts for Her Women are the tender beings created by God to increase the beauty of the world. Every one of us is dependant on that special woman in our life, be it mother, sister, wife, girlfriend or even a good friend. Finding a gift for a woman is not an easy task as every woman has her different tastes and different temperaments. But you can make this difficult task easy by giving her a personalized gift, which can touch those deep chords of her delicate hearts. Handmade jewelry gifts will be a good choice. Every woman loves getting jewelry, delight your lover with jewelry piece. Embellish it with pearls and semi-precious stones, and personalize it by adding her name. Sheen of the dazzling jewelry will radiate her face with bliss and joy.

Gifts for Him Not only women like jewelry, many men like jewelry very much too. Men’s bracelets, men’s necklace, cuff links, money clips, key chains and tie pins in the men’s jewelry range. Discover fine men’s jewelry and accessories, men’s jewelry as gifts for your boyfriend or husband.

Jewelry gifts are very suitable for many different occasions and dates. So if you are still vexed about choosing special gift for her or him, why not consider about jewelry gifts?

A Guide to Choosing Sunglasses

A Guide to Choosing Sunglasses
Sunglasses are one of the ultimate fashion accessories. They are great in helping you to create your own unique image. What exact style you choose really depends on your personal taste, age and the shape of your face. Yet, not matter what style of sunglasses you are thinking of buying, it is important that you end up choosing the best possible quality pair.
Some tips to choosing quality sunglasses are provided below. Being educated by what makes a quality pair of sunglasses is very important when you are searching for your next pair of sunglasses. Keep these tips in mind when you are browsing.
Protection from UV
One major contributor to eye disease is ultraviolet radiation. This is why it is important to choose a pair of sunglasses that protect you from the harmful effect of UV. Just because your glasses have a dark tint doesn’t mean that you are protect from UV. Make sure you check the sunglasses UV rating.
What the Sunglasses Are Made From
Generally speaking the heavier the sunglasses the higher quality they will be. You want to ensure that the material that they are made from will last a long time and be able to resist the constant knocks that sunglasses typically take.
Different Tints
Tints are the colors that are applied to sunglasses lenses to help reduce the light that makes contact with the eyes. The particular tint you choose is up to your personal taste. However, different tints will have a different effect on the perceived brightness and glare, and will distort color differently.
As an example, gray tints reduce glare and don’t distort the color. On the other hand, yellows lens will distort color but sharpen your perceived view.
To Polarize or Not to Polarize?
Sunglasses that are polarized will reduce the glare of the light which bounces off roads and water. They are typically preferred by people who drive a lot during the day or boat on the water. If you work or play near a lot of flat surfaces you may wish to investigate using polarized sunglasses.

Why Knockoff Jeans Are The Worst Investment

To buy or not to buy thats the main question about knockoff jeans and we certainly all know why we do desire to buy them. If you buy knockoff jeans and get away with people thinking theyre real then youve achieved a glamorous look for half its actual price. Of course, thats a big if there and you should also consider the potential disadvantages that come with wearing knockoff jeans, which are listed below.

The Quality Just Isnt the Same
When people purchase branded or designer jeans, theyre not really just paying for the name and style alone. A good amount of money may also be attributed to the high quality of materials used for making them. With such quality, customers are instantly and completely assured of comfort when wearing them.

You dont, however, get that when you make do with knockoff jeans. Ask anyone who has ample experience wearing knockoff jeans and theyll tell you that some poor imitations can only boast of looking good on the outside but when worn, they feel absolutely bad next to your skin. Think stiff and rough materials that make your skin itch and actually prove as an impediment to moving.

But thats not only what youll suffer from when it comes to low-quality knockoff jeans. Fake or imitation clothing are also sure to last only for a short while. Authentic designer jeans are an investment, one that can last you a great number of years especially if they have a classic look to them, but knockoff jeans can only be a temporary fashion statement at best, only to be worn a few times before they start getting threadbare and show other signs of wear and tear.

Inaccurate Size Range
Say with a particular designer brand youre guaranteed a perfect fit with an XS or an XL or a Size 6. But with knockoff jeans, you cant expect their manufacturers to adhere to the same size chart and range. If you dont have an average or common sized frame then its possible that the jeans wont be a perfect fit. And remember, when it comes to looking good, the right fit matters just as much as the right style!

What If You Get Caught?
Finally, a lot of people have very negative opinions about those wearing knockoff clothing and apparel, whether its jeans or something else. Even if you get away with wearing them now, what happens if you dont the next time you wear it? Are you willing to risk possible embarrassment for the sake of wearing fake designer jeans?

Classic Men’s Winter Fashion The Pea Coat

The cold weather months are upon us. Being in style this winter season means wearing classic winter coat designs. The pea coat is your perfect choice.
Like most pillars of men’s fashion, the pea coat’s story can be traced back to the military. Since the eighteenth century, overcoats resembling the modern pea coat have been used by European and American naval personnel. Even today, the pea coat is regular issue to the heroic men and women of the United States Navy.
Because the classic pea coat continues to be fashionable and stylish, multiple variations are sold by many retailers in North America. As well, being a military issue garment, many pea coats can be picked up at army surplus stores for very reasonable prices. If you would like to purchase a more elegant pea coat, many top designers offer their own versions of this stylish and functional cold-weather coat.
Despite where you purchase your coat, you should not buy a style that differs too much from the classic military original. Here’s what you ought to keep an eye out for when you buy a pea coat:
* Good quality pea coats are composed of durable and warm wool, so be skeptical of any type of pea coat that isn’t primarily composed of quality wool for its external layer.
* Wide lapels, large buttons, and vertical or slash pockets are notable characteristics of classic pea coats.
* Your coat should definitely fit you! Because of it’s bulky construction and thick fabric a pea coat can seem over-sized for a guy with a wiry frame. If you have a slender build, take your coat to your local alterations shop and have them alter it to be more fitting to your shape.
A well maintained pea coat can be a useful wardrobe piece as it can be both dressed up or dressed down. With the addition of a scarf, red or white will do, your winter pea coat outfit will keep you fashion forward and warm and all winter long.

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